Our team's extensive network of
lenders means we can secure the lowest
mortgage rates available in Canada.

Dave and his team offer the best mortgage  rates for your needs, due to our expansive lender
network, commitment to finding the most competitive options, and dedication to personalized
service. By leveraging our relationships with a wide range of financial institutions, we can
negotiate favorable terms on your behalf. With our focus on transparency and customer
satisfaction, we strive to provide the most advantageous rates available in the Canadian market.

Mortgage Rates

Consult our daily rate options below, to discover the most competitive and suitable rates for your
financial situation. Dave’s primary objective is to help you save money on your next property
investment, so don’t hesitate to contact us for a customized plan tailored to your requirements.

Insured Mortgage Rates

The following rates cover both insured purchases (when putting less than 20% down payment) AND both insurable purchase and switch transactions, when the mortgage we are getting is
65% loan-to-value or less on the property.
1-year Fixed 5.74% 6.53%
2-year Fixed 5.29% 5.82%
3-year Fixed 4.04% 4.74%
4-year Fixed 4.09% 5.03%
5-year Fixed 3.99% 4.69%
5-year Variable 4.85% 5.60%

Let us secure the best deal for your
next property investment.

Conventional Mortgage Rates

The following rates cover both purchase and refinance transactions where the mortgage is between 75% to 80% loan-to-value
on the property. For any loans between 65.01% loan-to-value and 74.99% loan-to-value, please contact Dave for updated pricing.
1-year Fixed 5.99% 6.53%
2-year Fixed 5.54% 5.82%
3-year Fixed 4.29% 4.79%
4-year Fixed 4.39% 5.10%
5-year Fixed 4.39% 4.79%
5-year Variable 5.00% 5.78%

Take advantage of today's rates and get
preapproved.

Why are there so many different rates for
the same term?

Click below to watch as Dave discusses significant changes brought forth by the Canadian
government back in 2018, and how rate sheets in Canada have never looked the same since.

Discover your financial potential by using our mortgage calculator below to estimate monthly
payments and plan your path to homeownership.

Want to check out more of our mortgage calculators?

Explore our diverse range of mortgage calculators designed to simplify your home financing
journey. Each of these calculators are user-friendly and designed to empower you with the
information you need to make informed decisions. Start planning your financial future today!