Mortgage Options

Customized to fit your specific needs, Better Mortgages will ensure you secure the most competitive rates and flexible terms to support you on your journey to homeownership.

The Better Mortgage team is dedicated to guiding you through the home buying process and finding the best options that align with your budget, making your homeownership dreams attainable.

Optimize your mortgage with Better Mortgage to better meet your financial needs. Whether it’s adjusting your payment, funding renovations, or covering tuition costs, refinancing can offer viable solutions.

Better Mortgage can assist clients in consolidating multiple debts into a single, lower interest rate mortgage, helping to simplify payments and potentially save money over time to achieve financial goals.

A Home Equity Line of Credit allows homeowners to access the equity in their properties, ensuring they only pay interest when they draw from the line, providing financial flexibility.

For clients wanting to avoid breaking their current first mortgage or those in need of a short-term financial cushion, a second mortgage may be the ideal solution.

With decades of experience, the Better Mortgage team delivers award-winning service and results, providing tailored solutions to help you kickstart or expand your real estate portfolio.

The Better Mortgage team offers tailored Commercial Mortgage solutions to meet the varied financing requirements of investors in the commercial real estate sector

Specializing in high-value real estate, Better Mortgage provides financing options for mortgages exceeding $1,000,000. Certain banks are open to offering better rates and deeper discounts for these loans.

Canada’s immigration fosters a diverse population of over 8.3 million recent immigrants. Better Mortgages helps newcomers access mortgage programs for secure futures in their new country.

Life changes, and your mortgage should be flexible too. We help you understand how to make lump-sum payments, increase your regular payments, or pay off your mortgage early without unexpected penalties.

Being self-employed shouldn’t make homeownership harder. We work with lenders who understand business income and offer smart solutions for entrepreneurs, freelancers, and contractors.

Whether you’re buying a pre-construction home or managing your own build, we offer financing options that support your timeline, structure, and future refinancing needs.

If you’re living outside Canada but looking to buy property here, we specialize in helping international buyers and U.S. residents get approved with the right lenders.

Not sure which mortgage type is right for you? We explain how fixed and variable rates work, their pros and cons, and how to decide based on your budget and long-term plans.