Why You Should Work with a Better Mortgage Broker
Elite Brokers,
Not Just Agents
Most mortgage websites say they have “experienced brokers,” but at Better Mortgages, we are built by Canada’s top mortgage producers—brokers who have ranked #1 in the country by volume. That means your mortgage isn’t just being handled by someone qualified; it’s being handled by a market leader.
Unmatched Access
to Lenders
Our brokerage provides our agents and brokers with access to more big banks than any other mortgage brokerage in Canada. Most brokerage’s only have access to two big banks, sometimes three. Our brokerage submits applications directly to four of the big six Canadian banks, allowing our agent and brokers to provide more options to our customers.
No Pressure, No Bank Bias—
Just the Best Mortgage for You
Unlike bank mortgage reps, who only sell their banks’ products, we are independent and work for you, not the banks. We compare products from multiple lenders and negotiate fiercely on your behalf.
Technology-Driven
with a Personal Touch
We combine the latest digital mortgage technology with direct broker access. You get fast approvals, quick communication, and a streamlined process—without losing the personal service you deserve.
A Better Mortgage Starts Here
Welcome to Better Mortgages, your trusted partner in securing the best mortgage solutions in Canada. At Better Mortgages, we believe that everyone should have access to top-tier mortgage brokers who prioritize their clients’ needs and provide unparalleled service.
Founded by a small group of passionate mortgage brokers with a commitment to excellence, Better Mortgages is more than just a brokerage—it’s a community built on support, mentorship, and relationships.
We are dedicated to empowering our mortgage brokers with the tools and resources they need to thrive in their careers and elevate their businesses to new heights.
Our leadership team boasts over 50 years of collective experience in the mortgage broker industry, earning accolades and recognition for their outstanding contributions.
We are driven by a shared love for education, continuously striving to educate and empower both our brokers and our clients.
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Mortgages
Better Mortgages provides a wide range of mortgage and loan programs tailored to meet the needs of borrowers looking to finance all types of properties. Explore our mortgage services below to see how we can help you achieve your financing goals with the
right solutions for your needs.
Purchase Mortgages
Customized to fit your specific needs, Better Mortgages will ensure you secure the most competitive rates and flexible terms to support you on your journey to homeownership.
First-Time Buyers
The Better Mortgage team is dedicated to guiding you through the home buying process and finding the best options that align with your budget, making your homeownership dreams attainable.
Refinance Mortgages
Optimize your mortgage with Better Mortgage to better meet your financial needs. Whether it’s adjusting your payment, funding renovations, or covering tuition costs, refinancing can offer viable solutions.
Mortgage Renewals
As your current mortgage term nears its conclusion, Better Mortgage will provide expert guidance to help you make informed choices that align with your financial objectives.
Debt Consolidation
Better Mortgage can assist clients in consolidating multiple debts into a single, lower interest rate mortgage, helping to simplify payments and potentially save money over time to achieve financial goals.
HELOCs
A Home Equity Line of Credit allows homeowners to access the equity in their properties, ensuring they only pay interest when they draw from the line, providing financial flexibility.
Second Mortgages
For clients wanting to avoid breaking their current first mortgage or those in need of a short-term financial cushion, a Second Mortgage may be the ideal solution.
Reverse Mortgages
Reverse Mortgages can be an excellent way to enhance retirement income by eliminating monthly mortgage payments, allowing homeowners to utilize their home equity for a more comfortable lifestyle.
Rental Mortgages
With decades of experience, the Better Mortgage team delivers award-winning service and results, providing tailored solutions to help you kickstart or expand your real estate portfolio.
Commercial Mortgages
The Better Mortgage team offers tailored Commercial Mortgage solutions to meet the varied financing requirements of investors in the commercial real estate sector
Jumbo Mortgages
Specializing in high-value real estate, Better Mortgage provides financing options for mortgages exceeding $1,000,000. Certain banks are open to offering better rates and deeper discounts for these loans.
Vacation Homes
Owning a vacation home is a dream for many Canadians. Vacation Home Mortgages also support family needs and practical second residences. Understanding financing options is crucial.
New to Canada
Canada’s immigration fosters a diverse population of over 8.3 million recent immigrants. Better Mortgages helps newcomers access mortgage programs for secure futures in their new country.
Pre-Payment Privileges & Penalties
Life changes, and your mortgage should be flexible too. We help you understand how to make lump-sum payments, increase your regular payments, or pay off your mortgage early without unexpected penalties.
Mortgages for Self-Employed
Being self-employed shouldn’t make homeownership harder. We work with lenders who understand business income and offer smart solutions for entrepreneurs, freelancers, and contractors.
Bridge Financing
Buying your next home before selling your current one? Bridge financing gives you access to your home equity so you can close on time without financial stress or delays.
New Build & Construction Mortgages
Whether you’re buying a pre-construction home or managing your own build, we offer financing options that support your timeline, structure, and future refinancing needs.
Mortgages for Non-Residents
If you’re living outside Canada but looking to buy property here, we specialize in helping international buyers and U.S. residents get approved with the right lenders.
Fixed vs. Variable
Not sure which mortgage type is right for you? We explain how fixed and variable rates work, their pros and cons, and how to decide based on your budget and long-term plans.
Purchase Plus Improvements
Need renovations after buying? This mortgage lets you finance the home and approved upgrades in one package, making it easier to turn potential into your perfect place.
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